62 Dubai off plan projects take a 5 percent down payment, starting from AED 498,000, as of 26 October 2026 on the VILA register. The lowest is Aristo by Oksa Developers in Dubai South, handover Q4 2028. The middle entry price is AED 1,686,220, and 12 projects start under AED 1,000,000.
A 5 percent booking sets the amount you pay to book. The rest falls due during construction and at handover, on each project's own plan, shown below. The list below also covers the other emirates; the figures in these lines are Dubai only.
The lowest priced 5% down payment projects in Dubai
As of 26 October 2026, from the VILA register. Prices are each project's starting price.
| Project |
Developer |
Area |
Starting from |
Handover |
Plan |
| Aristo |
Oksa Developers |
Dubai South |
AED 498,000 |
Q4 2028 |
5, 45, 50 |
| Sorrento |
Damac Properties |
Damac Lagoons |
AED 672,000 |
Q1 2030 |
5, 45, 50 |
| Elanora by Zoya |
Zoya Developments |
Dubai Industrial City |
AED 674,000 |
Q1 2028 |
5, 30, 65 |
| Valencia |
Damac Properties |
Damac Lagoons |
AED 693,000 |
Q1 2029 |
5, 55, 40 |
| Native Haus |
Native Properties |
JVT |
AED 699,000 |
Q3 2029 |
5, 25, 70 |
| Golf Terrace Residences |
Asak Real Estate Development |
Dubai Production City |
AED 785,000 |
Q4 2027 |
5, 25, 70 |
| Coventry Twins |
GFS Developments |
Al Warsan First |
AED 833,033 |
Q3 2027 |
5, 38, 21, 36 |
| Coventry Centro |
GFS Developments |
Dubai Industrial City |
AED 884,520 |
Q3 2027 |
5, 33, 26, 36 |
| Coventry Curve 2 |
GFS Developments |
Saih Shuaib 2 |
AED 908,700 |
Q1 2028 |
5, 43, 17, 35 |
| The Eighty Three |
Oksa Developers |
Dubai South |
AED 915,000 |
Q3 2026 |
5, 55, 40 |
The plan column reads: percent on booking, then the percents due after it, in order. Prices and plans change; the live list above is drawn from the register several times a day.
A worked example: what 5% down means in cash
This is an example, using Aristo's starting price of AED 498,000 and its plan of 5, 45 and 50 percent, as listed on 26 October 2026.
- On booking, 5 percent: AED 24,900
- During construction, 45 percent: AED 224,100
- At handover, 50 percent: AED 249,000
- Dubai Land Department registration fee, 4 percent of the price: AED 19,920
So the cash to book in this example is AED 24,900 plus the AED 19,920 registration fee, AED 44,820 in total. The fee is set by the Dubai Land Department; who pays it is set by the sale agreement, so read yours. The exact schedule for any unit is the one in its sale agreement.
When do these projects hand over?
- 2026: 8 projects
- 2027: 18 projects
- 2028: 17 projects
- 2029: 15 projects
- 2030: 4 projects
12 of the 62 have a plan that continues after handover. Dubai South has the most, 7, then Business Bay with 5.
Questions buyers ask
Can I really buy property in Dubai with 5% down?
Yes, off plan. As of 26 October 2026, 62 Dubai projects on the VILA register ask 5 percent on booking, from AED 498,000. The rest is paid during construction and at handover, on the plan in the sale agreement.
Is the 5% the only money I pay at the start?
No. The Dubai Land Department registration fee is 4 percent of the price, and who pays it is set by the sale agreement. In the example above that adds AED 19,920 to the AED 24,900 booking.
Does a 5% down payment mean a higher price?
It depends on the project: each developer sets its own price and plan, and a plan can be priced differently from another. Compare the full plan and the total price in the sale agreement, not only the booking amount.
Can foreigners buy with 5% down?
The booking percent is set by the developer in each project's plan. For who can buy and where, see our guide to buying off plan in Dubai as a foreigner.
Where is my money held?
Off plan payments in Dubai go to the project's escrow account under Law No. 8 of 2007, used only to build that project.
What if I can put down 10%?
See 10% down payment off plan Dubai, a larger list.
RERA ORN 45990, BRN 55719. Figures are from the VILA project register as of 26 October 2026 and are for information, not an offer. Prices, plans and handover dates are set by each developer and can change; confirm them in the sale agreement.
